The future belongs to those who prepare for it… We Provide Insurance and Financial Services
to the Wood River Valley, State Farm Insurance.
Sniff Out Home Fires
Whether a fire has begun or the circumstances are right for one to ignite, homeowners may smell danger before seeing smoke or flames. If you sense trouble, act quickly to track down the source of the odor and address the problem. To Learn More Visit: www.5Binsurance.com
Protect Your Home Based Business
More than half of America’s businesses are home-based, according to the U.S. Small Business Administration. But setting up headquarters in your home doesn’t mean your homeowners insurance will adequately protect your operation.
“A typical homeowners policy provides about $2,500 of coverage,” says Loretta Worters, vice president of communications for the Insurance Information Institute. That usually will cover equipment—but it won’t offer liability protection or cover you for lost data or income.
Not sure if you’re adequately protected? Contact patrick.buchanan.rfse@statefarm.com to discuss the insurance needs of your home-based business.
Life Insurance
You carry life insurance to protect the ones you love from financial hardship if you should die. But what if that policy could refund money to you and your family while you’re alive?
To learn more about what you need to know about this coverage, visit www.5Binsurance.com Or email patrick.buchanan.rfse@statefarm.com
What is Return of Premium life insurance?
Return of Premium life insurance is a term policy with a level premium period of either 20 or 30 years. At the end of the term, if the death benefit has not been paid and you’ve made regular premium payments, you’ll be refunded the money you’ve paid over the level premium period less any loan and accrued loan interest on the policy.
Learn what your benefits are by contacting patrick.buchanan.rfse@statefarm.com
What other policies should you consider, and what’s the best way to maximize your retirement nest egg. Your State Farm Insurance Agent can help.
Patrick M. Buchanan, Agent
831 N Main St, Hailey, Idaho
(208) 928-7888
www.5Binsurance.com
patrick.buchanan.rfse@statefarm.com
